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Unemployment and Its Impact on Society I have come across a disturbing trend that is affecting society as a whole in the 21st Century - redundancies and job losses. Everyone has the will and the desire to work and to prepare for their retirement. There is a system in place called 'Credit Rating' which is managed by Credit Reference Agencies. Each time someone applies for a loan their credit rating is checked by the loan companies to determine whether they are credit worthy to receive the loan....
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